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About Us

Opportunity
everywhere

Opportunity
everywhere

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JUMO was founded in 2015 and is now the market leading infrastructure provider in Africa powering banks to deliver a new generation of credit and savings products to millions of entrepreneurs in emerging markets.

Significant and measurable impact

1
Live loans disbursed today
200
Individual loans
25
Customers served

Learn more about how we’ve been making headlines

Download our annual impact report

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Our Vision
Joe-Mucheru

‘Organisations like JUMO have never been more important for protecting livelihoods, facilitating financial inclusion, and driving economic growth.’

‘Organisations like JUMO have never been more important for protecting livelihoods, facilitating financial inclusion, and driving economic growth.’

Joe Mucheru
President
Our Vision
Andrew-Watkins-Ball

‘Everyone should have access to the best financial choices. We’ve built the brain and pipes that hold and carry information for banking systems.’

‘Everyone should have access to the best financial choices. We’ve built the brain and pipes that hold and carry information for banking systems.’

Andrew Watkins-Ball
CEO
Our Vision
michael-ball

‘JUMO is powering growth by constantly building scale and value.’

‘JUMO is powering growth by constantly building scale and value.’

Michael Ball
Chief Financial Officer
Our Vision
fàbio-matos

‘JUMO has built a strong technology base with new features and functionality constantly on the horizon. We are ready for whatever comes our way.’

‘JUMO has built a strong technology base with new features and functionality constantly on the horizon. We are ready for whatever comes our way.’

Fábio Matos
Chief Technology Officer
Our Vision
Paul-Whelpton

‘JUMO is an information enablement company that’s creating value for partners, and ordinary people. Customers can access credit in real time at a low cost of risk.’

‘JUMO is an information enablement company that’s creating value for partners, and ordinary people. Customers can access credit in real time at a low cost of risk.’

Paul Whelpton
Chief Prediction and Product Officer
Our Vision
Suzie-Squire

‘We have an unmatched ability to serve high quality, low cost financial products to our partners’ customers at scale in emerging markets.’

‘We have an unmatched ability to serve high quality, low cost financial products to our partners’ customers at scale in emerging markets.’

Susie Squire
Chief Operating Officer
Our Vision
Bradwin-Roper

‘By building impactful partnerships and integrating seamless payment solutions, JUMO is empowering people and businesses with reliable, real-time access to financial services.’

‘By building impactful partnerships and integrating seamless payment solutions, JUMO is empowering people and businesses with reliable, real-time access to financial services.’

Bradwyn Roper
Chief: Payments Partnerships

Opportunity everywhere, together

By building software infrastructure that can flexibly be applied by banks, mobile money operators, and digital platforms, JUMO unlocks new revenue streams for partners, reaches untapped customers, and delivers real financial impact in emerging markets.

Whether you’re seeking strong, risk-adjusted capital returns, aiming to grow mobile wallet usage or growing customer loyalty with financial services, JUMO’s proven AI-driven technology offers the lowest cost, fastest time-to-market, and highest governance standards in real-time digital lending and savings.

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Joe-Mucheru-profile

Joe Mucheru

 

Joe was the former Kenyan Cabinet Secretary in the Ministry of ICT, Innovation and Youth Affairs, appointed by then President of Kenya, Uhuru Kenyatta. He held office from 2015 to 2022. He brings a wealth of government experience and in-depth knowledge of pan-African tech to the JUMO executive team and board. Joe was also previously the head of Sub-Saharan Africa (SSA) for Google, based in Nairobi, serving as Google’s first SSA employee. He joined Google in 2007 where he led the delivery of strategy, business planning and operations and was key to setting up Google’s presence on the continent.

Organisations like JUMO have never been more important for protecting livelihoods, facilitating financial inclusion, and driving economic growth.
Joe-Mucheru-profile
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Bradwin-Roper-full

Bradwin Roper

A visionary leader inbanking, fintech and telecommunications. Bradwin has 17 years of diversified experience across these sectors and is renowned for his strategic vision, financial acumen, and leadership.His proficiency in engaging with stakeholders at multiple levels has consistently resulted in delivering impactful outcomes in complex scenarios.
We're committed to building financial tools that are not only fast and accessible, but also personalised and responsible.
Bradwin-Roper-full
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Paul-Whelpton-profile

Paul Whelpton

Prior to joining JUMO, Paul spent seven years in various senior roles running analytics teams at Standard Bank. He was most recently the executive responsible for product and pricing across the South African business. Paul’s banking experience spans retail, business and commercial with a specific focus on generating profit from data and analytics. He holds a BCom from the University of Pretoria, an MBA from Gordon Institute of Business Science, and is a graduate of Harvard Business School.

JUMO is an information enablement company that’s creating value for partners, and ordinary people. Customers can access credit in real time at a low cost of risk.
Paul-Whelpton-profile
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fabio-matos-profile

Fábio Matos

Fábio has worked in systems and software development for over 14 years. His tech leadership experience covers e-commerce and banking. He helped build the engineering team for neobank N26, and is building a world-class, compliant and scalable platform for JUMO.
JUMO has built a strong technology base with new features and functionality constantly on the horizon. We are ready for whatever comes our way.
fabio-matos-profile
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Susie-Squire-profile-1

Susie Squire

Susie joined JUMO after five and a half years at Woolworths Holdings Limited, where she was Group Head of Communications. Before joining Woolworths, she was the Press Secretary to the British Prime Minister, David Cameron, and was responsible for coordinating cross government communications and campaigns. Before that, Susie was at the Department for Work and Pensions, working as part of a team that oversaw wholesale reform of the welfare system. Susie has over 12 years’ international communications and corporate affairs experience spanning markets across Africa and Europe.

We have an unmatched ability to serve high quality, low cost financial products to customers at scale in emerging markets.
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Michael Ball

Michael has over 20 years’ experience in CFO roles and a successful track record for building scale and value. He is recognised industry-wide for operational efficiency, business transformation, liquidity management, financial structuring, refinancing and IPO preparation and execution. During his previous tenures as Group CEO for Zepz/WorldRemit and Sysco, his financial responsibilities also included strategy and M&A. Michael lives in North London with his wife, Eloise, young daughter, Amelie and two dogs. He likes to keep fit, plays very average golf and is a season ticket holder at Manchester United.

JUMO is powering growth by constantly building scale and value.
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Andrew-Watkins-Ball-profile

Andrew Watkins-Ball

Andrew started his career as an entrepreneur before joining Salomon Brothers, working in London and New York. After seven wonderful years, he moved back to focus on building businesses within the Technology sector. Andrew’s passion, which ultimately led to him founding JUMO, is to find capital and put it to work to create products, jobs, opportunities and growth. Since 2015, Andrew has been leading JUMO’s mission to enable the world’s unbanked entrepreneurs access to the financial services they need to grow and prosper.

Everyone should have access to the best financial choices. We’ve built the brain and pipes that hold and carry information for banking systems.
Andrew-Watkins-Ball-profile
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